Mortgage Acronyms

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Author:
RayBeltran
ID:
144492
Filename:
Mortgage Acronyms
Updated:
2012-04-12 15:51:09
Tags:
Mortgage Acronyms
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Description:
Mortgage Home Loan Acronyms
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  1. AMTPA
    • Alternative Mortgage Transaction Parity Act of 1982 - Reg. D
    • Regulated by Consumer Financial Protection Bureau
  2. CFPB
    .
    .
    .
    Hint:
    Con Fin Pro Bur
    Consumer Financial Protection Bureau
  3. DCCA
    Department of Commerce & Consumer Affairs
  4. DFI
    Division of Financial Institutions
  5. DIDMCA
    Depository Institutions Deregulation Monetary Control Act
  6. ECOA
    • Equal Credit Opportunity Act – Reg. B
    • Regulated by Consumer Financial Protection Bureau
  7. FACTA
    • Fair and Accurate Credit Transactions Act – Reg. V
    • Regulated by Consumer Financial Protection Bureau
  8. FCRA
    • Fair Credit Reporting Act – Reg. V
    • Regulated by Consumer Financial Protection Bureau
  9. FEMA
    Federal Emergency Management Agency
  10. FHA
    Federal Housing Administration
  11. FHACT
    • Fair Housing Act
    • Regulated by HUD
  12. FHLMC
    Federal Home Loan Mortgage Corporation - aka, Freddie Mac
  13. FNMA
    FEDERAL NATIONAL MORTGAGE ASSOCIATION - aka, Fannie Mae
  14. GLBA
    • Gramm, Leach, Bliley Act – Reg. P
    • Regulated by Consumer Financial Protection Bureau
  15. HERA
    Housing and Economic Recovery Act
  16. HMDA
    • Home Mortgage Disclosure Act – Reg. C
    • Regulated by Consumer Financial Protection Bureau
  17. HOEPA
    • Home Ownership and Equity Protection Act
    • Regulated by Consumer Financial Protection Bureau
  18. HPA
    • Homeowners Protection Act
    • Regulated by Consumer Financial Protection Bureau
  19. HPML
    • Higher Priced Mortgage Loans
    • Regulated by Consumer Financial Protection Bureau
  20. HUD
    Housing of Urban Development
  21. MBFRF
    Mortgage Bankers Financial Reporting Form
  22. MDIA
    Mortgage Disclosure Improvement Act
  23. MLO
    Mortgage Loan Originator
  24. MLOC
    Mortgage Loan Originator Company
  25. NFIP
    • National Flood Insurance Program
    • Regulated by FEMA – Federal Emergency Management Agency
  26. NMLS
    Nationwide Mortgage Licensing System and Registry
  27. RESPA
    • Real Estate Settlement Procedures Act – Reg. X
    • Regulated by Consumer Financial Protection Bureau
  28. RHS
    • Rural Housing Service
    • Regulated by US Dept of Agriculture
  29. SAFE
    • Secure And Fair Enforcement for mortgage licensing act – Reg. H and Reg. G
    • Regulated by Consumer Financial Protection Bureau
  30. TILA
    • Truth in Lending Act – Reg. Z
    • Regulated by Consumer Financial Protection Bureau

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