What are real defenses? Personal defenses?
Real defenses are infancy, duress, lack of legal capacity, illegality, fraoud in the fact, insolvency. If merely voidable and not illegal, just a personal defense. Only defenses that work against a HIDC.
Personal defenses: all other contract defenses, do not work against HIDC, including failure of consideration, negligence, fraud in the inducement, etc.