Long term care

Card Set Information

Author:
Brebre21
ID:
220425
Filename:
Long term care
Updated:
2013-05-20 16:22:52
Tags:
Cram
Folders:

Description:
Exercise 5
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The flashcards below were created by user Brebre21 on FreezingBlue Flashcards. What would you like to do?


  1. Long-term care (LTC) insurance pays for
    services to help individuals who are unable to perform certain activities of daily living (ADL’s) without assistance, or require supervision due to a cognitive impairment (reasoning skills) such as Alzheimer’s disease.
  2. LTC is available as
    individual insurance or through an employer-sponsored or association plan.
  3. It covers
    medical care, nursing care, hospice, adult day care and other assistance you might need if you have a chronic illness or disability that leaves you unable to care for yourself for an extended period of time.
  4. Not generally covered by
    other health insurance services.
  5. Services may be conducted in a
    • facility or in your home and are generally very
    • expensive to receive.
  6. Protects a person’s assets from
    liquidation!
  7. One year in a nursing care facility is averaged at
    about $40,000!

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