322-14

Card Set Information

Author:
SAngell3
ID:
223249
Filename:
322-14
Updated:
2013-06-10 13:32:57
Tags:
322 14
Folders:

Description:
322-14
Show Answers:

Home > Flashcards > Print Preview

The flashcards below were created by user SAngell3 on FreezingBlue Flashcards. What would you like to do?


  1. Bankers today must rely less on traditional deposits to raise the cash they need and more on innovative, interest-sensitive sources of liquidity.
     
    A) True  
    B) False
    A) True  
  2. In early 2008 loans that were past-due represented only about 1/2% of the industry's total assets.  

    A) True  
    B) False
    B) False
  3. Excess reserves are the difference between total legal reserves and required reserves held by a bank.  

    A) True 
    B) False
    A) True 
  4. MMDA and Super NOW accounts have a lower yield than checking or savings deposits.  

    A) True  
    B) False
    B) False
  5. International banks tend to have the highest profitability ratios of any type of bank relative to the industry average.  

    A) True  
    B) False
    B) False
  6. Some of the most closely-followed bank performance indicators include:  

    A) the bank's risk exposure.  
    B) the number of loans a bank makes.  
    C) the stock price of the bank.  
    D) the total value of the deposits held at the bank.  
    E) all of the above  
    F) none of the above  
    G) A, C, and D only  
    H) A and C only  
    I) B and D only
    H) A and C only
  7. The portion of funds provided to a bank by its stockholders is referred to as:  

    A) stock capital.  
    B) the interest margin.  
    C) liquidity.  
    D) ROE.  
    E) none of the above
    E) none of the above
  8. The trend in the banking industry in which banks are looking more and more like other financial-service providers is called:  

    A) commercialization.  
    B) competition.  
    C) consolidation.  
    D) convergence.  
    E) none of the above
    D) convergence.
    (this multiple choice question has been scrambled)
  9. Representative offices can typically:  

    A) book loans.  
    B) accept deposits.  
    C) offer certain types of insurance.  
    D) monitor the conditions of a foreign market.  
    E) none of the above  
    F) A and B only
    D) monitor the conditions of a foreign market.
    (this multiple choice question has been scrambled)
  10. U.S. banks have been able to expand their overseas operations due to:  

    A) corporate customers expanding internationally.  
    B) less competition.  
    C) less regulation.  
    D) B and C only  
    E) none of the above
    D) B and C only  
    (this multiple choice question has been scrambled)

What would you like to do?

Home > Flashcards > Print Preview