test 21

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Author:
riosjuank
ID:
232736
Filename:
test 21
Updated:
2013-09-04 00:43:18
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health insurance
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Description:
test chapter 21
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  1. 1. The core policy (Plan A) developed by the NAIC as a standard Medicare supplement policy includes all ofthe following EXCEPT

    A. the Medicare Part A deductible
    B. the first three pints of blood each year
    C. the 20 percent Part B coinsurance amounts for Medicare-approved services
    D. Part A coinsurance amounts
    A. the Medicare Part A deductible
    (this multiple choice question has been scrambled)
  2. 2. Which of the following statements about long-term care insurance policies is NOTcorrect?

    A. Maximum coverage periods generally extend from two to six years.
    B. Long-term care policies sold today must be guaranteed renewable.
    C. A long-term care policy with a long probationary period will have a lower premium than one with a shorter probationary period.
    D. Premiums for a long-term care policy are based solely on the insured's age, health and the type of benefits provided.
    D. Premiums for a long-term care policy are based solely on the insured's age, health and the type of benefits provided.
    (this multiple choice question has been scrambled)
  3. 3. Skilled nursing care differs from intermediate care in which of the following ways?

    A. It encompasses rehabilitation, while intermediate care is for meeting daily personal needs, such as bathing and dressing.
    B. It is typically given in a nursing home, while intermediate care is usually given at a home.
    C. It must be performed by skilled medical professionals whereas intermediate care does not require medical training.
    D. It must be available 24 hours a day while intermediate care is daily, but not 24-hour care.
    D. It must be available 24 hours a day while intermediate care is daily, but not 24-hour care.
    (this multiple choice question has been scrambled)
  4. 4. All of the following conditions are typically covered in a long-term insurance policy EXCEPT

    A. Alzheimer's disease
    B. senile dementia
    C. alcohol dependency
    D. Parkinson's disease
    C. alcohol dependency
    (this multiple choice question has been scrambled)
  5. 5. Which of the following is a serious condition from which a patient can fully recover with proper medical attention?

    A. Acute illness
    B. Chronic illness
    C. Long-term illness
    D. Severe illness
    A. Acute illness
    (this multiple choice question has been scrambled)

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