What is the difference between the SEF 20 - Loss of Use Endorsement and the "Loss of Use by Theft" in the Additional Agreement of the Policy
Loss of use by THEFT - only applicable following a theft of the ENTIRE vehicle. Covers $25/day to maximum of $750. This reimbursement is limited occurs during 72 hours wait after the theft has been report
SEF 20 - By any eligible perils. Coverage starts the day following the report of theft. Coverage starts immediately when the damage causes the auto cannot be operated under its own power.