Chapter 15 Alberta, Newfoundland, Nova Scotia, and Prince Edward Island

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Author:
Hirose187
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267273
Filename:
Chapter 15 Alberta, Newfoundland, Nova Scotia, and Prince Edward Island
Updated:
2014-03-20 18:37:21
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Chapter 15 Alberta Newfoundland Nova Scotia Prince Edward Island
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Chapter 15 Alberta, Newfoundland, Nova Scotia, and Prince Edward Island
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  1. Define Tort.
    Tort: is a civil wrong or harm committed against another. The injured party has a right of action against the wrongdoer.
  2. Explain how a driver whose vehicle is damaged in an automobile accident, for which she is 100% not-at-fault, would be compensated under a tort-based automobile insurance scheme.
    If the driver is found to be 100% at-fault ( and the victim is 100% not-at-fault), then the victim is entitled to recover 100% of their vehicle damage from the at-fault driver.
  3. How are drivers compensated if the fault is split between them?
    In situations where fault is split, drivers will be compensated by the other driver's 3rd Party Liability coverage to the extent that they were not-at-fault. The remainder of their vehicle damage will be covered under their Own Damage coverage, if they have purchased it.
  4. How does the delivery system of automobile insurance in this group of provinces differ from that in Manitoba?

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