Fraud Chap 9-10

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es2437
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268823
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Fraud Chap 9-10
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2014-04-01 19:22:39
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Fraud 132
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fraud 132
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Fraud 132 Chapters 9-10 quizzes
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  1. Although most perpetrators begin their thefts because
    of a perceived critical need, they usually continue
    to embezzle in order to:
    A. Beat the system.
    B. Improve their lifestyle.
    C. Achieve a higher self-esteem.
    D. Fulfill an inner desire to commit fraud.
    B. Improve their lifestyle.
    (this multiple choice question has been scrambled)
  2. Evidence gathered from public records can be useful in:
    A. Identifying with the suspect.
    B. Obtaining a confession.
    C. Making the suspect feel at ease.
    d. None of the above.
    B. Obtaining a confession.
    (this multiple choice question has been scrambled)
  3. The net worth method of analyzing financial information can help to determine:
    A. The amount of embezzled funds.
    B. The suspect’s personality characteristics.
    C. Possible perpetrators of the fraud.
    D. The suspect’s feelings about the organization.
    A. The amount of embezzled funds.
    (this multiple choice question has been scrambled)
  4. Which of the following organizations maintain
    public information that can be accessed in record
    searches?
    a. Local agencies.
    b. State agencies.
    c. Federal agencies.
    d. All of the above.
    d. All of the above.
  5. How useful are local and county records in fraud investigations?
    A. Aren’t allowed in the investigation of fraud.
    B. Very useful.
    C. Not useful.
    D. Somewhat useful.
    B. Very useful.
    (this multiple choice question has been scrambled)
  6. Which of the following laws regulates activities of credit, insurance, and employment investigations?
    A. Fair Investigation Act of 1980.
    B. Fair Credit Reporting Act of 1971 and Fair and Accurate Credit Transactions Act of 2003.
    C. There is no governing law.
    D. Credit, Insurance, and Employment Investigation Act.
    B. Fair Credit Reporting Act of 1971 and Fair and Accurate Credit Transactions Act of 2003
    (this multiple choice question has been scrambled)
  7. The net worth method is effective:
    a. As evidence in court.
    b. To help obtain a confession.
    c. To conduct an interview of suspects.
    d. All of the above.
    d. All of the above.
  8. Conversion investigations focus on how suspects:
    A. Spent stolen money.
    B. Had opportunities to steal.
    C. Had motives to commit fraud.
    D. Committed the actual theft.
    A. Spent stolen money.
    (this multiple choice question has been scrambled)
  9. Which of the following is a possible use of
    conversion-based investigation techniques?
    a. Searching public records to trace purchases of assets and payments of liabilities.
    b. Attempting to locate previous spouses’ bank account records.
    c. Locating significant amounts of money held by related parties.
    d. All of the above.
    d. All of the above.
  10. Most conversion investigations involve searching
    public records and other sources to trace:
    a. Purchases of assets.
    b. Payments of liabilities.
    c. Changes in lifestyle.
    d. Net worth.
    e. All of the above.
    e. All of the above.
  11. A database of criminal records maintained by the
    FBI is:
    A. The NCIC.
    B. Both b and c.
    C. The III.
    D. Both a and c.
    E. The CIA.
    B. Both b and c.
    (this multiple choice question has been scrambled)
  12. Who among the following are usually some of the
    best and most helpful federal fraud investigators?
    A. Postal inspectors.
    B. Employees of the Federal Bureau of Prisons.
    C. Officers of the Secret Service.
    D. Officers of the Department of Vital Statistics.
    A. Postal inspectors.
    (this multiple choice question has been scrambled)
  13. Which source could be used to access valuable
    financial information in a fraud investigation?
    a. Financial institutions.
    b. Internet sites.
    c. The former spouse of a suspected fraud
    perpetrator.
    d. Trash.
    e. All of the above.
    e. All of the above.
  14. The net worth method is a calculation based on a
    person’s:
    A. Assets, income, and living expenses.
    B. Assets, liabilities, income, and living expenses.
    C. Assets, liabilities, equity, and income.
    D. Assets, liabilities, equity, and living expenses.
    B. Assets, liabilities, income, and living expenses.
    (this multiple choice question has been scrambled)
  15. The formula to calculate funds from unknown sources is:
    A. Assets − Liabilities − Prior Year’s Net Worth +Living Expenses − Funds from Known Sources.
    B. Assets − Liabilities − Prior Year’s NetWorth + Living Expenses + Funds from Unknown Sources.
    C. Assets − Liabilities − Prior Year’s Net Worth −Living Expenses + Funds from Unknown Sources.
    D. Assets − Liabilities − Prior Year’s Net Worth −Living Expenses − Funds from Unknown Sources.
    A. Assets − Liabilities − Prior Year’s Net Worth +Living Expenses − Funds from Known Sources.
    (this multiple choice question has been scrambled)
  16. The Gramm-Leach-Bliley Act allows:
    a. Banks to sell customer information.
    b. Financial institutions to share information.
    c. Customers to “opt out” and ask that their information not be shared.
    d. All of the above.
    d. All of the above.
  17. Each of these agencies is correctly matched with the
    type of information the agency provides except:
    a. Department of Justice: Maintains records relating to the detection, prosecution, and rehabilitation of offenders.
    b. The Secret Service: Deals with counterfeiting, theft of government checks, interstate credit
    card violations, and some computer crimes.
    c. State Attorney General: Maintains birth records and information about people’s SSNs.
    d. CIA: Investigates security matters outside the United States.
    e. Department of Business Regulation: Maintains licensing information about various professionals.
    c. State Attorney General: Maintains birth records and information about people’s SSNs.
  18. Each of these statements is true about the net worth
    method for determining embezzled amounts except:
    A. The net worth method generally understates amounts stolen.
    B. The net worth method is useful for obtaining confessions from suspects during interviews or interrogations.
    C. Courts are generally suspicious of dollar amounts determined by the net worth method because courts realize that the net worth method can only provide approximations of the amount stolen.
    D. Much of the information necessary for determining an individual’s assets, liabilities, living expenses, and income is available through public searches.
    C. Courts are generally suspicious of dollar amounts determined by the net worth method because courts realize that the net worth method can only provide approximations of the amount stolen.
    (this multiple choice question has been scrambled)
  19. Under the net worth method, a person who has an increase
    in net worth of $100,000, known expenses of
    $80,000, and a salary of $60,000 would have an unknown income of:
    A. $110,000.
    B. $0.
    C. $120,000.
    D. $140,000.
    C. $120,000.
    (this multiple choice question has been scrambled)
  20. Known income subtracted from total income gives a reasonable estimate of:
    A. Liabilities.
    B. Unknown funds.
    C. Net worth.
    D. Living expenses.
    B. Unknown funds.
    (this multiple choice question has been scrambled)
  21. Conversion searches are performed for which of the following reasons?
    I. To determine the extent of embezzlement.
    II. To gather evidence that can be used to obtain a confession.
    A.I and II
    B.II only
    C.Neither I nor II
    D.I only
    A.I and II
    (this multiple choice question has been scrambled)
  22. Public record searches include:
    I. Google.
    II. utility records.
    III. trash cover.
    A.I and II only
    B.Neither I, II, nor III
    C.I and III only
    D.I, II, and III
    E.II and III only
    D.I, II, and III
    (this multiple choice question has been scrambled)
  23. Most public records maintained by federal, state, and local governmental agencies are protected under privacy laws that prevent disclosure to the public.
    True   
    False
    False
  24. Regarding government sources of information:
    A.military records are confidential and require a subpoena to access.
    B.IRS records are readily available to the public and are very useful in fraud investigations.
    C.accessing federal records is generally inexpensive.
    D.federal records are generally not as useful as state records in fraud investigations.
    D.federal records are generally not as useful as state records in fraud investigations.
    (this multiple choice question has been scrambled)
  25. The Postal Service:
    A.is responsible for protecting people from loss through theft that involves the mail.
    B.through its Postal Inspectors, enforces state and local mail statutes.
    C.All of the choices are true of the Postal Service.
    D.is a private-sector organization responsible for U.S. mail.
    A.is responsible for protecting people from loss through theft that involves the mail.
    (this multiple choice question has been scrambled)
  26. Social Security numbers:
    A.although unique, the same number can be assigned to more than one person so long as they live in different states.
    B.are published monthly by the government when they are considered "dead."
    C.can be changed or updated for a small fee.
    D.contain information about where a person lives and works.
    B.are published monthly by the government when they are considered "dead."
    (this multiple choice question has been scrambled)
  27. If information is available and accessible, a fraud investigator has the right to gather and use the evidence.
    True   
    False
    False
  28. Credit reporting agencies:
    A.are used primarily by police and other investigative entities.
    B.must, on request, furnish information to an employer that is also furnished to employees.
    C.include Gramm-Leach Bliley, Inc. and Transfax.
    D.maintain information about family members, income levels, and buying habits.
    D.maintain information about family members, income levels, and buying habits.
    (this multiple choice question has been scrambled)
  29. Advanced techniques for searching Google and other search engines include all of the following except:
    A.Google Images.
    B.Google News.
    C.Google Hacks.
    D.Google Earth.
    C.Google Hacks.
    (this multiple choice question has been scrambled)
  30. The net worth method includes which of the following equations/relationships?
    A.Net Worth + Net Worth Increase = Living Expenses
    B.Income = Net Worth Increase + Living Expenses
    C.Assets + Liabilities = Net Worth
    D.Funds from Unknown Sources = Living Expenses + Assets
    B.Income = Net Worth Increase + Living Expenses
    (this multiple choice question has been scrambled)
  31. Which of the following is not a method of honesty testing?
    A. Voice stress analysis.
    B. Pencil-and-paper test.
    C. Graphology.
    D. Body language test.
    D. Body language test.
    (this multiple choice question has been scrambled)
  32. Interviews should not be conducted with:
    A. Clients.
    B. Coworkers.
    C. Interviews can be conducted with all of the
    D. Suspects.
    above.
    C. Interviews can be conducted with all of the above.
    (this multiple choice question has been scrambled)
  33. People in the rationalization stage of reaction to a fraud:
    A. Want to give the suspect one more chance.
    B. Have no sympathy for the suspect.
    C. Believe without a doubt that the suspect is guilty.
    D. Make great interviewees because they want to punish the suspect.
    A. Want to give the suspect one more chance.
    (this multiple choice question has been scrambled)
  34. Planning for interviews should not involve:
    a. Judging the guilt of the suspect based on
    available documents.
    b. Establishing a location and time for the
    interview.
    c. Ascertaining in advance as many facts as
    possible about the offense.
    d. Understanding the attitude of the interviewee.
    a. Judging the guilt of the suspect based on available documents.
  35. Confrontational interviews should usually be conducted
    when:
    A. Police decide that the suspect is guilty.
    B. The examiner is starting the investigation.
    C. The investigation is taking too long.
    D. All other investigative procedures have been completed.
    D. All other investigative procedures have been completed.
    (this multiple choice question has been scrambled)
  36. Which of the following is not an inquiry technique that should be used by interviewers?
    a. Use short questions, confined to one topic.
    b. Maintain full control of the interview.
    c. Point out some, but not all, of the circumstantial evidence.
    d. All of the above are good inquiry techniques in an interview.
    d. All of the above are good inquiry techniques in an interview.
  37. Which of the following honesty testing techniques deals with the study of handwriting for the purpose of character analysis?
    A. Graphology.
    B. Voice stress.
    C. Pencil-and-paper test.
    D. Polygraph.
    e. None of the above.
    A. Graphology.
    (this multiple choice question has been scrambled)
  38. Which of the following traits do polygraphs not measure when testing for stress?
    a. Pulse rate.
    b. Blood pressure.
    c. Galvanic skin response.
    d. Respiration.
    e. All of the above are traits measured during a polygraph test.
    e. All of the above are traits measured during a polygraph test.
  39. Interviewing is:
    a. The systematic questioning of individuals who have knowledge of events, people, and evidence involved in a case under investigation.
    b. The process of answering questions from an interviewer for the purpose of finding a job.
    c. By far the most common technique used in
    investigating and resolving fraud.
    d. Both a and c.
    e. None of the above.
    d. Both a and c.
  40. Which of the following is the typical sequence of
    reactions to a crisis?
    a. Anger, denial, rationalization, depression,
    acceptance.
    b. Rationalization, denial, anger, depression,
    acceptance.
    c. Denial, anger, rationalization, depression,
    acceptance.
    d. Depression, denial, anger, rationalization,
    acceptance.
    e. None of the above.
    c. Denial, anger, rationalization, depression, acceptance.
  41. Which of the following reactions frequently involves
    appearing temporarily stunned, insisting
    there is some mistake, or not comprehending
    what has been said?
    A. Depression.
    B. Denial.
    C. Anger.
    D. Rationalization.
    E. Acceptance.
    B. Denial.
    (this multiple choice question has been scrambled)
  42. Which of the following is a characteristic of a good interview?
    A. It is important to schedule interviews ahead of time, especially if you are planning to interview a potentially hostile interviewee.
    B. Make the interview as concise as possible.
    C. Friendly interviewees appear very helpful, but they may have hidden motives and may provide bad information.
    D. The interviewer should announce his or her bias at the outset, because the interviewee will cooperate better when the interviewee knows the type of information the interviewer is seeking.
    B. Make the interview as concise as possible.
    (this multiple choice question has been scrambled)
  43. Each of the following is a clue that an interviewee is dishonest except:
    A. Upon repeated accusations, a dishonest person’s denials become more vehement.
    B. In order to add credibility to false statements, liars request that the interviewer obtain character testimony from other people.
    C. Liars often refuse to implicate possible suspects—or, in other words, honest people are more willing to name others involved in
    misdeeds.
    d. Dishonest people frequently cover their
    mouths with their hands or fingers during
    deception.
    A. Upon repeated accusations, a dishonest person’s denials become more vehement.
    (this multiple choice question has been scrambled)
  44. Which of the following is something that an interviewee
    might do or feel while in the denial phase?
    A. Become sad, withdraw, or lose interest.
    B. Attempt to justify the act.
    C. Not comprehend what has been said.
    D. Insult, harm, or slander.
    C. Not comprehend what has been said.
    (this multiple choice question has been scrambled)
  45. Which of the following is not a good thing to do during an interview?
    A. Interview more than one person at once.
    B. Do not invade body space.
    C. Establish the purpose of the interview.
    D. Conduct the interview in private.
    A. Interview more than one person at once.
    (this multiple choice question has been scrambled)
  46. A signed statement should include all of the following except:
    a. A statement that the fraudster knew the conduct was wrong and intended to commit the act.
    b. The date the fraudster was hired by the
    company.
    c. Approximate amount of losses.
    d. Approximate date of the offense.
    b. The date the fraudster was hired by the company.
  47. Nonverbal cues of deception include all of the
    following except:
    A. Raised chin.
    B. Repetition of the question.
    C. Decreased foot and leg movements.
    D. Dilated pupils.
    B. Repetition of the question.
    (this multiple choice question has been scrambled)
  48. Arrange in order the stages that people generally go through in reaction to a crisis.
    I. Anger
    II. Denial
    III. Acceptance
    IV. Depression
    V. Rationalization
    A.I, II, III, IV, V
    B.II, V, IV, I, III
    C.I, II, V, III, IV
    D.II, I, V, IV, III
    D.II, I, V, IV, III
    (this multiple choice question has been scrambled)
  49. As a general rule, it's usually best to conduct all interviews in the fraud examiner's office so that distractions are minimized.
    True   
    False
    False
  50. All of the following are specific guidelines for a successful interviewer, except:
    A.require direct responses.
    B.utilize leading questions.
    C.maintain full control of the interview.
    D.clearly understand each answer before continuing with the interview.
    B.utilize leading questions.
    (this multiple choice question has been scrambled)
  51. Which of the following types of questions are used in routine interviews?
    I. Assessment
    II. Informational
    III. Introductory
    IV. Admission-seeking
    A.I and III only
    B.II and III only
    C.I, II, III, and IV
    D.I, III and IV only
    B.II and III only
    (this multiple choice question has been scrambled)
  52. Inhibitors of conversation include all of the following except:
    A.ritual.
    B.forgetting.
    C.inferential confusion.
    D.trauma.
    A.ritual.
    (this multiple choice question has been scrambled)
  53. Informational questions are designed to:
    I. establish the interview theme.
    II. establish rapport.
    III. assess culpability.
    A.II and III only
    B.I and II only
    C.Neither I, II, nor III
    D.I, II, and III
    C.Neither I, II, nor III
    (this multiple choice question has been scrambled)
  54. How body movements convey meaning is the study of:
    A.calibration.
    B.chronemics.
    C.miranda.
    D.kinetics.
    D.kinetics.
    (this multiple choice question has been scrambled)
  55. "Is this the first time you have taken from the company? Is this the first time you have created an overdraft?" are examples of what type of questions?
    A.Open
    B.Assessment
    C.Accusatory
    D.Calibrating
    C.Accusatory
    (this multiple choice question has been scrambled)
  56. Signed statements:
    A.should include a statement that the confession is being coerced.
    B.are generally 5 - 10 pages in length in order to include all necessary details and facts.
    C.as a general rule should not include words such as "lie" and "steal."
    D.must be prepared by the fraud perpetrator in his/her own handwriting.
    C.as a general rule should not include words such as "lie" and "steal."
    (this multiple choice question has been scrambled)
  57. The study of handwriting for the purpose of character analysis is:a.
    a polygraph.
    b.graphology.
    c.pencil-and-paper testing.
    d.calibration.
    b.graphology.

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