3c) What options does a vehicle owner in Manitoba have for insuring the exposures presented in each of the following situations. Briefly describe the coverage available.
1) An individual has a mountain bike and a snowmobile that are used for recreation on off-highways trails.
2) An individual has restored a 20-year-old vehicle, and has an appraisal showing that it has a much higher value than other vehicles of the same year and model.
3) An individual notices that his vehicle is covered for "actual cash value" only and asks if coverage may be bought so that if his vehicle was destroyed, enough money would be paid to replace it with a new vehicle.
4) An individual works as a real estate sales agent, and wants to make sure she can rent a replacement vehicle if her vehicle is damaged and must be in the shop for a few days while repairs are made to it.
