Outdoor Property Extension
A $2,500 limit is available to cover outdoor property, consisting of trees, shrubs, plants, detached signs, fences, and antennas. A sublimit applies to individual trees, shrubs, and plants. Covered perils for this extension are limited to fire, lightning, explosion, riot and civil commotion, and aircraft. Conspicuous by their absence are perils such as vandalism and windstorm, to which outdoor property can be especially susceptible.