LTC

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Author:
happyedi253
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310839
Filename:
LTC
Updated:
2015-11-03 04:54:16
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LTC
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LTC
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  1. All of the following are factors that reduce the number of family members available to care for elderly family members EXCEPT
    A decreased longevity
    B geographic diversity
    C divorce
    D lower birth rates
    A decreased longevity
    (this multiple choice question has been scrambled)
  2. Long-term care insurance is NOT
    A needed when someone has adequate life insurance
    B going to cover all three levels of care
    C needed when someone has Blue Cross health insurance
    D duplicated by other forms of insurance
    • D duplicated by other forms of insurance
    • Long-term care insurance is the only form of coverage available that is designed specifically to shield families and their assets against what has been called the cruel cost of long-term care.
  3. A chronic condition
    A includes all of these characteristics
    B is curable
    C is treatable
    D has slow recovery time
    C is treatable
    (this multiple choice question has been scrambled)
  4. Which of the following is defined as around-the-clock care provided by licensed health care professionals under a physician's supervision?
    A Intermediate care
    B Long-term care
    C Custodial care
    D Skilled care
    D Skilled care
    (this multiple choice question has been scrambled)
  5. Generally, long-term care is needed when someone loses the ability to remain independent because she has
    A limited financial resources
    B few family members to care for her
    C diminished social skills
    D physical or cognitive impairments
    D physical or cognitive impairments
    (this multiple choice question has been scrambled)
  6. Community services that may be provided either free or at little cost include all of the following EXCEPT
    A nursing home care
    B Meals-on-Wheels
    C telephone reassurance
    D senior centers
    A nursing home care
    (this multiple choice question has been scrambled)
  7. Ideally, professional services provided by nurses or home health aides in an elderly person's home should
    A be limited to medical, not personal, care
    B complement the primary caregiver's services
    C be the primary care the recipient receives
    D replace primary caregiver's services
    B complement the primary caregiver's services
    (this multiple choice question has been scrambled)
  8. Long-term care providers are categorized as
    A Medicare and Medicaid
    B formal and informal
    C licensed and custodial
    D educated and trained
    B formal and informal
    (this multiple choice question has been scrambled)
  9. Which of the following best describes custodial care?
    A Assistance with the activities of daily living
    B Rehabilitative care provided after surgery
    C Assistance with paying bills and housekeeping
    D Therapy provided at least four days a week
    A Assistance with the activities of daily living
    (this multiple choice question has been scrambled)
  10. Which of the following statements best describes a nursing home?
    A It provides a friendly environment, custodial care, and some personal care.
    B It provides professional health-care services around the clock in the most cost-efficient manner.
    C It provides independent and congregate living as well as hospitalization.
    D It provides residents with their own apartment and on-call nursing services.
    B It provides professional health-care services around the clock in the most cost-efficient manner.
    (this multiple choice question has been scrambled)
  11. Before qualifying for benefits under a TQ policy, a claimant must be expected to need substantial assistance with ADLs for a period of how many days?
    A 60
    B 90
    C 30
    D 120
    B 90
    (this multiple choice question has been scrambled)
  12. With a TQ plan, qualified long-term care services must
    A be delivered for at least 90 days before any benefits can be paid
    B be for diagnostic, preventive, therapeutic, curing, mitigating, and rehabilitative services
    C have all of these
    D include alternate living facilities, home health-care, and adult day centers
    B be for diagnostic, preventive, therapeutic, curing, mitigating, and rehabilitative services
    (this multiple choice question has been scrambled)
  13. A tax-qualified plan (TQ) must pay benefits when a claimant
    A complies with all of these
    B needs substantial assistance with at least 2 ADLs, expected to last at least 90 days
    C is chronically ill
    D has a severe cognitive impairment
    A complies with all of these
    (this multiple choice question has been scrambled)
  14. Which of the following is NOT a characteristic of a chronically ill person according to HIPAA?
    A The person has been discharged from an acute care hospital within 30 days of being determined to be chronically ill.
    B The person has a level of disability similar to that designated by regulation.
    C The person is unable to perform at least two activities of daily living for a period expected to last at least 90 days owing to a loss of functional capacity.
    D The person requires substantial supervision to protect himself from threats to health and safety because of severe cognitive impairment.
    A The person has been discharged from an acute care hospital within 30 days of being determined to be chronically ill.
    (this multiple choice question has been scrambled)
  15. Which of the following statements about tax-qualified long-term care insurance policies is NOT correct?
    A Marketing materials for tax-qualified policies must state that the policy is intended to be a qualified plan.
    B Tax-qualified policies cover only qualified long-term care services.
    C Physical impairment requirements do not have to be expected to last at least 90 days under tax-qualified policies.
    D Tax-qualified policies must be guaranteed renewable.
    C Physical impairment requirements do not have to be expected to last at least 90 days under tax-qualified policies.
    (this multiple choice question has been scrambled)

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