4: All of the following are
differences between individual and group health insurance EXCEPT
a Individual insurance does not require
medical examinations, while group insurance does require medical examinations.
b In individual policies, the
individual selects coverage options, while in a group plan all employees are
covered for the same coverage which is chosen by the employer.
c Individual coverage can be written
on an occupational or nonoccupational basis; group plans cover only
d Individual policies are renewable
at the option of the insured, while group usually terminates when the
individual leaves the group.
- a Individual insurance does not require
- medical examinations, while group insurance does require medical examinations.