ch 3-1

Card Set Information

Author:
jadeneonsiren
ID:
90489
Filename:
ch 3-1
Updated:
2011-06-13 15:45:19
Tags:
auto insurance
Folders:

Description:
Personal Auto Policy
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The flashcards below were created by user jadeneonsiren on FreezingBlue Flashcards. What would you like to do?


  1. Auto liability coverage
    Primarily third party contracts that address bodily injury and property damage claims arising out of the insured's negligent operation of an automobile
  2. Physical Damage
    Coverage that requires an additional premium, including collision and comprehensive coverage
  3. Personal Auto Policy (eligibility)
    • 1) 4-wheel vehicle owned or leased for 6 months
    • 2) Not over 10,000 pounds
    • 3) Used for personal purposes
  4. Liability rating factors
    • 1) Territory
    • 2) Primary use of vehicle
    • 3) Age/sex and marital status
    • 4) Driving record
  5. Physical Damage rating factors
    • 1) Territory
    • 2) Make/model of vehicle
    • 3) Age of vehicle
  6. Policy territory
    • 1) United states and it's territories
    • 2) Puerto Rico
    • 3) Canada

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